A practical checklist to keep ready, and why each item matters to a funder.
The exact list depends on the route and the counterparty, but most funding discussions draw on the same core set of documents. Having them ready shortens every stage that follows.
Core checklist
KYC and constitution documents of the entity and its promoters
Audited financial statements and ITRs for the last three years
Provisional financials for the current year
Bank statements for the last twelve months
GST returns
Schedule of existing loans with sanction letters
Details of security offered
A short note on the purpose and use of funds
Why consistency matters
Funders cross-check. Turnover in the financials should reconcile with GST returns and bank credits. Where there are differences, a short explanation up front is far better than a query later.
This is general information, not advice. Requirements vary by lender and by case.
This article is general information and not financial, legal or investment advice.
